Monday, August 16, 2010
When is the Best Time to Buy Cat Insurance?
Depending on the pet insurance company, many times you are charged a little bit more (a premium) every year just because your pet gets older. With Trupanion pet insurance, this is not the case! We do not increase our premiums due to pet aging. In our eyes, that is not fair because you cannot prevent your cat getting a year older every year. To see who charges an additional premium on their policy, check out the pet comparison charts!
In this case, you will notice that the best time to get cat insurance for your cat, is in fact when they are a kitten! With Trupanion, you can enroll your kitten as young as 8 weeks old and if they are younger than 1 year old, you can choose to have an optional coverage for hip dysplasia as well. Even though hip dysplasia is not as common as it is in dogs, it is still apparent in cats and quite frankly it is pretty expensive if it does arise.
Cat Insurance is great for cats of any age but to save the most money in the end and to protect your kitty, the best time to get cat insurance is when they are younger because unfortunately, Trupanion and every other company does not cover pre-existing conditions (conditions that are present before enrollment). So prepare you wallets future and the future of your cat and insure them with cat insurance!